Reader J. writes:
We currently have a lot of UR points and AA points. Probably using as much of them as we can for travel to China. We are planning on cruising the beginning of 2013. I have cruised 4 times on Norwegian and am a Latitudes member so I would like to stick with them. They currently have a Bank of America Card with a 10,000 point bonus. Do you know if any of my other rewards could be used or of any other better offers. Any suggestions are appreciated.
I think NCL’s credit card issued by BofA is quite similar to the Royal Caribbean card, also issued by BofA, that I recently wrote a post about. It’s OK for a fee-free backup credit card, but in most instances, you would usually be better off concentrating on one of the other points cards like the Chase Sapphire Preferred or Ink Bold card. You can cash in 20,000 Ultimate Rewards points for a $200 dollar gift card on Royal Caribbean or Carnival. In your case of desiring to cruise NCL, you could simply cash out 20,000 points and Chase will give you a $200 dollar statement credit or send you a check for $200 dollars.